HBW_307_090114
3
B. Structural Defect Warranty.
Your Builder/Seller
is providing a
Structural Defect
warranty. This means that the
Builder/
Seller
warrants that
Your Home
will be free from
Structural Defects
from the
Effective Date of Warranty
for ten years.
Structural Defect
is defined as actual physical damage to the designated load-bearing elements of the
Home
caused by failure of
such load-bearing elements which affects their load-bearing functions to the extent that
Your Home
becomes unsafe, unsanitary, or
otherwise unlivable. This is coverage for catastrophic failure of load-bearing elements of
Your Home
. The designated load-bearing
elements that are covered under the
Structural Defect
warranty are:
1.
Footings and Foundation systems;
2.
Beams;
3.
Girders;
4.
Lintels;
5.
Masonry Arches;
6.
Columns;
7.
Load-bearing walls and partitions;
8.
Roof framing systems; and
9.
Floor systems.
The remaining elements of
Your Home
are not load-bearing elements under this
Structural Defect
warranty. A non-exclusive list of
some of the non-load-bearing elements in
Your Home
not covered by this
Structural Defect
warranty are:
1.
Non-load-bearing partitions and walls;
2.
Wall tile or paper, etc.;
3.
Drywall and plaster;
4.
Flooring and sub-flooring material;
5.
Stucco, brick and stone veneer;
6.
Any type of exterior siding;
7.
Roof shingles, roof tiles, sheathing, and tar paper;
8.
Heating, cooling, ventilating, plumbing, electrical and mechanical systems;
9.
Appliances, fixtures or items of equipment;
10.
Doors, trim, cabinets, hardware, insulation, paint, stains; and
11.
Basement and other interior floating, ground-supported concrete slabs.
Homes With FHA/VA Financing Only
– If
Your Certificate of Warranty
indicates
Your Home
has FHA/VA financing, add the
following to the definition of designated load-bearing elements that are covered:
12.
Roof sheathing only if
Your Home
has original FHA/VA financing still in effect; and
13.
State of Colorado: Basement slabs for the first four years of the
Structural Defect
warranty period only if
Your Home
has
original FHA/VA financing still in effect.
C. Indiana Residents.
If
Your Home
is located in the State of Indiana,
Your Home
will be free from
Defects
in materials and
workmanship as defined in the Construction
Performance Guidelines
contained in Section X of this warranty booklet for a period
of two years from the
Effective Date of Warranty
, and the roof on
Your Home
will be free from
Defects
in faulty workmanship or
defective materials for a period of four years from the
Effective Date of Warranty
. All other provisions of this warranty remain the
same.
ROOF FRAMING
LOAD BEARING WALLS
BEAMS
FLOOR FRAMING
FOUNDATIONS
BEAMS
COLUMNS
STRUCTURE
Examples of items typically
covered under the ten year
structural warranty.
