Kolter Homes 2-1 Rate Buydown

What is a 2-1 Rate Buydown? Buyers receive a 30-year fixed-rate loan with an interest rate that is discounted the first two years. The original fixed-rate does not go into effect until year three. The benefit is that buyers can ease their way into a new home for the first two years. PLUS, Kolter Homes finance affiliate CTC Mortgage offers a Free Re-Fi program** to refinance as rates change in the future. Click/tap below to see homes that may qualify and contact a Kolter New Home Guide for details.

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PGA Village Verano Port St. Lucie, FL Click here to view community

Home Of The Month

8395 SW Piacenza Way

Julia | Carson Collection
Homesite 007.0371

2,732 Total Sq. Ft.
1,968 Living Area Sq. Ft.

Move-In: Immediate

3 Bedroom, 2 Bath, 2-Car Garage

Total Price $589,990

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12641 SW Leopold Way

Allison | Bacal Collection
Homesite 007.0368

2,038 Total Sq. Ft.
1,434 Living Area Sq. Ft.

Move-In: Immediate

2 Bedroom, 2 Bath, 2-Car Garage

Total Price $436,990

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SOLD

7818 SW Andrea Way

Allison | Bacal Collection
Homesite 007.0293

2,038 Total Sq. Ft.
1,434 Living Area Sq. Ft.

Move-In: Immediate

2 Bedroom, 2 Bath, 2-Car Garage

Total Price $474,990

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8388 SW Piacenza Way

Beverly | Bacal Collection
Homesite 007.0435

2,295 Total Sq. Ft.
1,547 Living Area Sq. Ft.

Move-In: Immediate

2 Bedroom, 2 Bath, 2-Car Garage

Total Price $469,990

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8065 SW Andrea Way

Caroline | Bacal Collection
Homesite 007.0217

2,395 Total Sq. Ft.
1,724 Living Area Sq. Ft.

Move-In: Immediate

3 Bedroom, 2 Bath, Flex, 2-Car Garage

Total Price $509,855

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7999 SW Andrea Way

Caroline | Bacal Collection
Homesite 007.0227

2,395 Total Sq. Ft.
1,724 Living Area Sq. Ft.

Move-In: Immediate

3 Bedroom, 2 Bath, 2-Car Garage

Total Price $563,530

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8365 SW Piacenza Way

Kimberly | Carson Collection
Homesite 007.0375

2,753 Total Sq. Ft.
1,983 Living Area Sq. Ft.

Move-In: Immediate

3 Bedrooms, 2.5 Baths, Flex Room, 2-Car Garage

Total Price $632,990

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8225 SE Valsovano Way

Lila | Carson Collection
Homesite 007.0408

2,871 Total Sq. Ft.
2,129 Living Area Sq. Ft.

Move-In: Immediate

3 Bedrooms, 3 Bath, Study, 2-Car Garage

Total Price $656,805

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8290 Valsovano Way

Madison | Carson Collection
Homesite 007.0422

3,023 Total Sq. Ft.
2,724 Living Area Sq. Ft.

Move-In: Immediate

4 Bedroom, 4 Bath, Flex, 2-Car Garage

Total Price $762,520

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12965 SW Leopold Way

Paige | Hepburn Collection
Homesite 009.0525

3,511 Total Sq. Ft.
2,490 Living Area Sq. Ft.

Move-In: Immediate

3 Bedroom, 4 Bath, Flex, 3-Car Garage

Total Price $854,475

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12678 SW Lunata Way

Sydney | Hepburn Collection
Homesite 09.0579

3,932 Total Sq. Ft.
2,846 Living Area Sq. Ft.

Move-In: Immediate

3 Bedroom, 3.5 Bath, Flex, 3-Car Garage

Total Price $802,345

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12929 SW Leopold Way

Riley | Hepburn Collection
Homesite 009.0521

3,405 Total Sq. Ft.
3,135 Living Area Sq. Ft.

Move-In: Immediate

4 Bedrooms, 4.5 bath, Flex, 2-Car Garage

Total Price $849,990

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8358 SW Puccini Way

Valerie | Monroe Collection
Homesite 007.0155

4,698 Total Sq. Ft.
3,224 Living Area Sq. Ft.

Move-In: Immediate

3 Bedroom, 3 Bath, 3-Car Garage

Total Price $1,124,990

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8353 SW Puccini Way

Whitney | Monroe Collection
Homesite 007.0151

4,540 Total Sq. Ft.
3,265 Living Area Sq. Ft.

Move-In: Immediate

3 Bedroom, 3.5 Bath, Flex, 3-Car Garage

Total Price $1,149,990

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Cresswind Palm Beach at Westlake Westlake, FL Click here to view community

Home Of The Month

5303 Saint Armands Way

Riley | Hepburn Collection
Homesite 4.482

3,405 Total Sq. Ft.
2,586 Living Area Sq. Ft.

Move-In: Immediate

3 Bedroom, 3.5 Bath, Flex Room, 3-Car Garage

Total Price $832,990

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5084 Lido Key Lane

Caroline | Bacal Collection
Homesite 5.757

2,395 Total Sq. Ft.
1,788 Living Area Sq. Ft.

Move-In: Immediate

3 Bedroom, 2 Bath, 2-Car Garage

Total Price $629,990

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SOLD

4931 Rivo Alto Cir

Lila | Carson Collection
Homesite 4.602

2,871 Total Sq. Ft.
2,129 Living Area Sq. Ft.

Move-In: Immediate

3 Bedroom, 3 Bath, Flex, 3-Car Garage

Total Price $799,990

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5627 St. Armands Way

Lila | Carson Collection
Homesite 1.086

2,938 Total Sq. Ft.
2,196 Living Area Sq. Ft.

Move-In: Immediate

3 Bedroom, 3 Bath, Flex, 2-Car Garage

Total Price $829,990

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5042 Rivo Alto Circle

Madison | Carson Collection
Homesite 5.674

3,023 Total Sq. Ft.
2,289 Living Area Sq. Ft.

Move-In: Immediate

3 Bedrooms, 3 Baths, Flex, 2-Car Garage

Total Price $839,990

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5362 St. Armands Way

Paige | Hepburn Collection
Homesite 4.528

3,511 Total Sq. Ft.
2,490 Living Area Sq. Ft.

Move-In: Immediate

3 Bedroom, 3 Bath, Flex Space, 3-Car Garage

Total Price $899,990

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5080 Rivo Alto Circle

Paige | Hepburn Collection
Homesite 5.671

3,511 Total Sq. Ft.
2,490 Living Area Sq. Ft.

Move-In: Immediate

3 Bedroom, 3 Bath, Flex Space, 3-Car Garage

Total Price $929,990

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SOLD

5325 Hutchinson Way

Riley | Hepburn Collection
Homesite 4.542

3,405 Total Sq. Ft.
2,586 Living Area Sq. Ft.

Move-In: Immediate

3 Bedroom, 3.5 Bath, Flex, 2-Car Garage

Total Price $897,990

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5237 Rivo Alto Circle

Sydney | Hepburn Collection
Homesite 5.649

3,932 Total Sq. Ft.
2,776 Living Area Sq. Ft.

Move-In: Immediate

3 Bedroom, 3.5 Bath, 3-Car Garage

Total Price $899,990

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5633 St. Armands Way

Laguna | Island Collection
Homesite 1.087

3,514 Total Sq. Ft.
2,563 Living Area Sq. Ft.

Move-In: Immediate

3 Bedrooms, 3 Bath, Bonus Room, 2-Car Garage

Total Price $799,990

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Mosaic Port St. Lucie, FL Click here to view community

Home Of The Month

13670 SE Grovewood Drive

Riley | Hepburn Collection
Homesite 152

3,405 Total Sq. Ft.
2,586 Living Area Sq. Ft.

Move-In: Immediate

3 Bedroom, 3.5 Bath, 2-Car Garage

Total Price $814,990

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13689 SE Blackwood Drive

Julia | Carson Collection
Homesite 140

2,732 Total Sq. Ft.
1,968 Living Area Sq. Ft.

Move-In: Immediate

3 Bedroom, 2 Bath, 2-Car Garage

Total Price $690,035

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13558 SE Grovewood Drive

Lila | Carson Collection
Homesite 209

2,871 Total Sq. Ft.
2,129 Living Area Sq. Ft.

Move-In: Immediate

3 Bedroom, 3 Bath, Flex Room, 2-Car Garage

Total Price $757,490

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2157 SE Mosaic Boulevard

Madison | Carson Collection
Homesite 074

3,023 Total Sq. Ft.
2,289 Living Area Sq. Ft.

Move-In: Immediate

4 Bedroom, 3 Bath, 2-Car Garage

Total Price $690,120

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13766 SE Chantilly Trace

Nicole | Hepburn Collection
Homesite 111

3,044 Total Sq. Ft.
2,323 Living Area Sq. Ft.

Move-In: Immediate

4 Bedroom, 4 Bath, 2-Car Garage

Total Price $779,990

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SOLD

13648 SE Blackwood Drive

Paige | Hepburn Collection
Homesite 145

3,511 Total Sq. Ft.
2,490 Living Area Sq. Ft.

Move-In: Immediate

4 Bedroom, 3 Bath, 3-Car Garage

Total Price $749,990

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Rivella Port St. Lucie, FL Click here to view community

Home Of The Month

336 SE Via Sangro

Allison | Bacal Collection
Homesite 134

2,148 Total Sq. Ft.
1,490 Living Area Sq. Ft.

Move-In: Immediate

2 Bedroom, 2 Bath, 2-Car Garage Home

Total Price $519,990

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375 SE Via Sangro

Allison | Bacal Collection
Homesite 098

2,038 Total Sq. Ft.
1,434 Living Area Sq. Ft.

Move-In: Immediate

2 Bedroom, 2 Bath, Flex Room, 2-Car Garage

Total Price $534,990

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132 SE Via Tirso

Beverly | Bacal Collection
Homesite 268

2,295 Total Sq. Ft.
1,547 Living Area Sq. Ft.

Move-In: Immediate

2 Bedroom, 2 Bath, 2-Car Garage

Total Price $674,990

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SOLD

232 SE Via Sangro

Beverly | Bacal Collection
Homesite 157

2,295 Total Sq. Ft.
1,669 Living Area Sq. Ft.

Move-In: Immediate

2 Bedroom, 2 Bath, 2-Car Garage

Total Price $562,990

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212 SE Via Sangro

Caroline | Bacal Collection
Homesite 162

2,395 Total Sq. Ft.
1,724 Living Area Sq. Ft.

Move-In: Immediate

3 Bedroom, 2 Bath, Flex Room, 2- Car Garage

Total Price $524,000

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382 SE Via Sangro

Caroline | Bacal Collection
Homesite 105

2,395 Total Sq. Ft.
1,724 Living Area Sq. Ft.

Move-In: Immediate

3 Bedrooms, 2 Bath, 2-Car Garage

Total Price $562,190

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SOLD

423 SE Via Sangro

Caroline | Bacal Collection
Homesite 086

2,451 Total Sq. Ft.
1,788 Living Area Sq. Ft.

Move-In: Immediate

3 Bedroom, 2 Bath, Flex, 2-Car Garage

Total Price $569,990

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150 SE Cortile Ave

Caroline | Bacal Collection
Homesite 125

2,815 Total Sq. Ft.
2,144 Living Area Sq. Ft.

Move-In: July 2026

4 Bedroom, 3 Bath, 2-Car Garage

Total Price $650,135

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*The Fine Print.

©2025. Offers, incentives, and seller contributions, if any, vary by community and are subject to certain terms, conditions, and restrictions. Promotion available on select move in ready homes that close by 12/15/2025. Kolter Homes reserves the right to change or withdraw any offer at any time. Advertised rates are subject to change and may expire without notice. Minimum 20% down for loan amounts between $300,000 and $806,500. Primary residences only. Excludes FHA/VA loans. For Qualified buyers only, other programs are available. Loan scenario assumes a $532,000 purchase price and $425,600 loan amount on a conventional 30 year fixed 2/1 buydown with 740 credit score. Rate of 6.875% (7.089% APR) is fixed for the entire 30 year term, but initial payments are reduced based on the buydown benefit. Buydown Benefit for year 1 is 2%, year 2 is 1%, 3-30 are no longer discounted. First year interest rate is 4.875%. Second year interest rate is 5.875%. Starting in the third year, interest rate is fixed at 6.875% (7.089% APR). This is not an offer to lend. Rates effective 6/16/2025. Offer valid for financing with CTC Mortgage Company LLC only. NMLS #371182, 1641 Worthington Rd. Suite 111, West Palm Beach, FL 33409. Equal opportunity housing lender.

** CTC Mortgage will refinance the same property any time after six on-time payments and includes the following discounts: waived credit report and lender fees, and up to $600 in credits to cover the cost of an appraisal. Offer valid on select move-in ready homes that contract and close by December 15, 2025. See a Kolter New Home Guide for complete program details and requirements.